1. Advisory & Consulting Mandate

Norvel Capital provides strategic market intelligence, macro-economic research, transaction modeling, and non-discretionary consulting services across global tangible assets, precious commodities, and ethical financing structures. Norvel Capital does not manage pooled public funds or operate a retail collective investment fund.

2. Eligibility & Private Onboarding

Access to Norvel Capital’s advisory services and client portal is granted strictly by private onboarding. To qualify, clients must:

• Possess full legal capacity to enter into binding commercial advisory agreements.
• Successfully complete Know Your Customer (KYC) and Anti-Money Laundering (AML) identity validation.
• Acknowledge that financial markets inherently involve capital risk and that no guaranteed yields exist.

3. Profit-Sharing Consulting Model

Norvel Capital operates under an aligned profit-sharing consulting framework. Depending on the model expressly selected in the client agreement, verified profit above the High-Water Mark is divided either 50/50 between the client and Norvel Capital, or 70% to Norvel Capital and 30% to the client. If no new verified profit is generated above the High-Water Mark, no performance share is due.

4. Non-Discretionary Advisory Nature

All transaction frameworks, allocations, and trade finance opportunities (including physical gold trading, refined petroleum logistics, industrial silver allocations, and non-interest installment Murabaha contracts) are consultative recommendations. Norvel Capital executes advisory functions on behalf of vetted suppliers and wholesale distributors; clients retain sole discretion over their participation level.

5. Capital Protection & Risk Acknowledgement

While Norvel Capital enforces rigorous risk-mitigation principles (including Tier-1 refinery verification, off-take agreement pre-allocation, and tangible collateralization), market participation involves risks including currency fluctuations, supply disruptions, and counterparty defaults. Past analytical performance is not indicative of future results.

6. Non-Custodial Safeguards & Segregation

Payments are processed through the payment providers and payout channels disclosed in the client portal. Internal transaction records are kept separately from operational records. This statement does not represent that a regulated escrow, deposit, or custody service is provided.

7. Compliance, Sanctions & Prohibited Jurisdictions

Services are not offered to individuals or entities subject to international sanctions (OFAC, UN, EU, UK). Clients must warrant that all transferred funds originate from legitimate commercial activities and comply with international anti-money laundering regulations.

8. Limitation of Liability

To the maximum extent permitted by applicable commercial law, Norvel Capital, its advisory committee, partners, and employees shall not be liable for any indirect, punitive, or consequential losses resulting from macro-market systemic shocks, regulatory changes, or force majeure events.

9. Amendments & Notifications

Norvel Capital reserves the right to amend these Terms of Service to reflect evolving statutory requirements. Continued use of the platform and client portal constitutes acceptance of updated terms.

10. Contact & Governance

For formal inquiries regarding our consulting mandate, contact the Advisory Desk at info@norvelcapital.com.